Cash Flow Management Using MS Excel

Cash flow issues? Here is how to get your cash flow back on track.

Any company’s lifeblood is positive cash flow. However, cash flow issues are a global danger to enterprises. And the causes of cash flow problems range from macroeconomic factors (natural disasters, recessions, or social division) to internal corporate challenges.

According to the 2019 QuickBooks State of Small Business Cash Flow report, 61 percent of small business owners face cash flow challenges on a regular basis. Thirty-two percent of small business owners were unable to pay vendors, loans, themselves, or workers due to cash flow concerns.

Cash flow planning can help you buffer — or even prevent — financial shocks to your company.


What exactly are cash flow issues?

  • When a company fails to pay its bills, cash flow issues arise.
  • Small business effects of cash flow challenges
  • Cash shortages can have a variety of consequences for businesses. Cash flow problems can lead to:
  • Supplier payments are late, resulting in strained relationships.
  • Late or missed debt payments lead to a drop in credit scores.
  • Extra debt to pay for business expenses.
  • Opportunities to gain experience the business through investments were squandered.
  • Marketing tactics and competitive advantages are negatively affected.
  • Using personal funds to pay for corporate expenses.
  • Unpaid salaries and low staff morale.
  • Customer satisfaction has dropped.
  • Insolvency-related business closures.

Understanding how and why cash flow problems arise might help you address them before they have a negative impact on your firm.


During this direct training session, participants will be trained to create a cash flow management system within Excel, with Excel performing the work as the cash flow management program. Simulation of real-life scenarios will be applied during the training, with each participant being provided with realistic cash flow examples that will be used for the duration of this direct training session.

1. Training Audience

Prospective participants for this focused direct training course must have had at least 6 months use of Excel 2010 up to Excel 365.

2. At the Conclusion of this training

This 9-hour (three-day 3-hours per session) direct and face to face or online training would enable participants to gain necessary skills and techniques which they can apply during the sessions. The participants would be provided with industry-based examples for training purposes.

3. Specific Topics that will be taken-up and practiced during the workshop session

  • Switching from non-tabular data to tabular data (foundational topic)
  • Creating powerful and reusable named-ranges for English-like formulas
  • Creating worksheet-based dynamic and versatile data capture forms, which users can easily apply.
  • Creating various reports and visualization using Pivot Tables and Charts, including recommended Excel charts
  • Applying the right chart for the right purpose
  • Establishing the data structures and data capture programs within Excel to enable posting of cash flow transactions (involving both inflows and outflows).
  • During the training, participants would apply built-in techniques within Excel to generate various scenario managers, to derive perspectives of cash flow management.
  • Creating pivot tables and pivot charts depicting both cash inflows and cash outflows. On the average, there will be about twenty reports and charts that will be generated during this direct training workshop.
  • Creating animated bubble charts with X and Y axis presentations, as transactions move over time periods.
  • Understanding and applying “Waterfall charts” for easier visualization of a specific type of bar chart that reveals the story behind the net change in something’s value between two points.
  • Creating hyperlinked workbook navigations
  • Creating data relationships for easier reporting and data visualization.
    Using Excel optimization add-on toolsets.